About CaratStone

India's first digital-only neobank exclusively designed for the gold, silver, and diamond ecosystem.

Our Mission

CaratStone is revolutionizing the jewellery and precious metals industry by providing specialized banking solutions that understand the unique challenges of this sector.

We combine cutting-edge technology with deep industry expertise to deliver seamless financial services that help businesses grow, manage compliance effortlessly, and access credit when they need it.

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Why Choose Us?

✓Industry-first digital banking platform for jewellery trade
✓Automated compliance and GST/TDS management
✓Inventory-backed credit solutions
✓Real-time market insights and analytics

1K+

Active Users

₹5L+

Transactions Processed

99.9%

Uptime

24/7

Support

Our Values

The principles that guide everything we do

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Innovation

Pioneering digital banking solutions for the jewellery industry

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Trust

Building lasting relationships through transparency and reliability

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Excellence

Delivering world-class service and cutting-edge technology

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Security

Protecting your assets with bank-grade security measures

Ready to Transform Your Business?

Join thousands of jewellers who trust CaratStone for their banking needs

CaratStone

SECURE. GROW. PROSPER

India's first digital-only neobank dedicated to the gold, silver, and diamond ecosystem. Banking reimagined for jewellers.

Empowering jewellery businesses with seamless payments, instant credit facilities, inventory financing, and real-time gold price tracking. Built for manufacturers, wholesalers, and retailers in the precious metals industry.

RBI Compliant

Secure